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USER: CC-01SYS OK
PORTFOLIO$12.47M 0.84%·DEPLOYED MTD$3.21M 1.12%·COLLECT RATE94.3% 0.20pp·DEFAULT RATE3.8% 0.15pp·AVG FACTOR1.34 0.01·APPROVAL RATE51.2% 1.80pp·PROSPECT DB46,208 412.00·UCC FEED47 STATES 0.00·ACH RETURN2.1% 0.10pp·RENEWAL $$842K 4.10%·ISO PIPE$6.4M 0.60%·DIRECT CAC$487 3.20%·LTV/CAC8.4x 0.30·DSCR AVG1.42 0.02·PLAID CONN1,204 18.00·PORTFOLIO$12.47M 0.84%·DEPLOYED MTD$3.21M 1.12%·COLLECT RATE94.3% 0.20pp·DEFAULT RATE3.8% 0.15pp·AVG FACTOR1.34 0.01·APPROVAL RATE51.2% 1.80pp·PROSPECT DB46,208 412.00·UCC FEED47 STATES 0.00·ACH RETURN2.1% 0.10pp·RENEWAL $$842K 4.10%·ISO PIPE$6.4M 0.60%·DIRECT CAC$487 3.20%·LTV/CAC8.4x 0.30·DSCR AVG1.42 0.02·PLAID CONN1,204 18.00·
ATOM // SERVICING // PORTFOLIO

Active Portfolio

Servicing layer · every funded merchant, live balance, payment performance
Active
47
Outstanding
$7.8M
Performing
32
Slow Pay
11
Delinquent
1
Default
3
Status
60 of 60
IDMerchantStateIndustryChannelAdvanceFactorPaybackCollectedBalancePaydownPmtDDIMissedStatusNext Pmt
M-20025Summit Spa GroupTXMedical Officesdirect$98.7K1.397$137.9K$5.6K$132.3K
4%
$574640performing2026-04-19
M-20056Pacific Painting Inc.TXTax Prep Servicesdirect$186.1K1.448$269.4K$30.3K$239.1K
11%
$11,159940performing2026-04-21
M-20006Harbor Sushi Co.ILBeauty Salonsiso$26.7K1.209$32.3K$2.1K$30.1K
7%
$139730performing2026-04-19
M-20026North Star Tavern PartnersFLLaw Firmsdirect$315.6K1.422$448.8K$85.2K$363.6K
19%
$22,929530performing2026-04-21
M-20015Anchor Trucking HoldingsVABeauty Salonsdirect$283.6K1.326$376.1K$37.9K$338.2K
10%
$1,933900performing2026-04-19
M-20039Capital Hardware & SonsMDMedical Officesdirect$317.3K1.226$389K$61.1K$327.9K
16%
$2,910920performing2026-04-19
M-20034Pacific Cleaning HoldingsWASporting Goodsdirect$281.7K1.382$389.3K$57.7K$331.6K
15%
$2,661660performing2026-04-19
M-20024Oak Wholesale Co.MOLaw Firmsdirect$212.9K1.363$290.2K$37.1K$253.1K
13%
$1,559960performing2026-04-19
M-20036Sunset PaintingMALaw Firmsiso$445.4K1.215$541.2K$150.5K$390.7K
28%
$5,120980performing2026-04-19
M-20020Sunset Bistro HoldingsMNFull-Service Restaurantsiso$110.4K1.236$136.4K$31.2K$105.3K
23%
$890960performing2026-04-19
M-20051Pioneer Diner GroupNYFull-Service Restaurantsdirect$388.9K1.300$505.5K$116.3K$389.2K
23%
$3,195830performing2026-04-19
M-20050Village Market PartnersOHFitness & Recreationiso$43.5K1.372$59.7K$15.3K$44.4K
26%
$321530performing2026-04-19
M-20054Pioneer JewelersNCMedical Officesdirect$133.1K1.413$188.1K$87.6K$100.5K
47%
$1,669760performing2026-04-19
M-20000Crescent Market PartnersCACannabis-Adjacent Retaildirect$354K1.321$467.7K$163.8K$303.9K
35%
$3,079920performing2026-04-19
M-20049Pacific Barber LLCINLimited-Service Restaurantsdirect$264.8K1.333$353K$124.7K$228.2K
35%
$9,923870performing2026-04-21
M-20021Pacific Taqueria LLCNJTax Prep Servicesdirect$402.2K1.433$576.3K$198.8K$377.5K
34%
$2,869750performing2026-04-19
M-20018Maple SpaOKGas Stations & C-Storesiso$266.6K1.403$374K$204.2K$169.8K
55%
$14,150964slow pay2026-04-21
M-20046Summit Construction GroupOHTax Prep Servicesdirect$124.2K1.387$172.3K$104.8K$67.5K
61%
$1,483613slow pay2026-04-19
M-20028Royal JewelersAZCommercial Constructioniso$59.8K1.308$78.2K$48.5K$29.7K
62%
$3,297630performing2026-04-21
M-20032Oak Grill HoldingsPAGeneral Auto Repairiso$127.7K1.398$178.6K$154.1K$24.5K
86%
$2,057610performing2026-04-19
M-20002North Star Barber Inc.VALocal Freight Truckingiso$473.9K1.370$649.3K$250.6K$398.7K
39%
$15,947510performing2026-04-21
M-20007Village Wholesale GroupALRetail — Specialtyiso$416K1.403$583.7K$209.8K$373.9K
36%
$2,7259023default2026-04-19
M-20009Anchor Electric & SonsALCannabis-Adjacent Retaildirect$124.9K1.444$180.3K$115.1K$65.2K
64%
$1,370924slow pay2026-04-19
M-20055Harbor Tavern HoldingsORLaw Firmsdirect$159.3K1.218$194.1K$94.8K$99.3K
49%
$1,075620performing2026-04-19
M-20029Phoenix FitnessPALimited-Service Restaurantsdirect$26.4K1.391$36.7K$34.6K$2.1K
94%
$1,833960performing2026-04-21
M-20057Pioneer Motors & SonsKYGas Stations & C-Storesiso$382.6K1.181$451.8K$175.7K$276.1K
39%
$1,887920performing2026-04-19
M-20059Summit Barber HoldingsNJSporting Goodsdirect$393K1.249$490.9K$486K$4.9K
99%
$5,478500paid off2026-04-19
M-20011Atlantic Diner HoldingsOKFitness & Recreationiso$142.2K1.394$198.2K$92.7K$105.5K
47%
$4,7348218default2026-04-21
M-20048Pacific Garage & SonsCTGas Stations & C-Storesiso$299.5K1.224$366.6K$153K$213.6K
42%
$1,467531slow pay2026-04-19
M-20031Crescent Printing & SonsMNCommercial Constructioniso$49.8K1.361$67.7K$63.9K$3.8K
94%
$2,982890performing2026-04-21
M-20044Royal DentalTNHome Centersiso$491.4K1.254$616.2K$454.8K$161.4K
74%
$20,541820performing2026-04-21
M-20052Stellar Spa HoldingsCOLaw Firmsiso$363.8K1.237$450K$262K$188.1K
58%
$11,2514637default2026-04-21
M-20019Crescent Cafe GroupMDTax Prep Servicesdirect$148.3K1.279$189.7K$111.5K$78.2K
59%
$971762slow pay2026-04-19
M-20053Riverside Construction Co.CTGeneral Auto Repairdirect$372.5K1.382$514.8K$509.7K$5.1K
99%
$23,100650paid off2026-04-21
M-20040Central JewelersINGeneral Auto Repairdirect$278.5K1.396$388.8K$348.9K$39.9K
90%
$2,848600performing2026-04-19
M-20033Lakeside Electric Co.ALGrocery — Independentdirect$436K1.416$617.3K$557.2K$60.1K
90%
$4,522640performing2026-04-19
M-20045Maple Diner PartnersILFull-Service Restaurantsiso$473.6K1.288$610K$603.9K$6.1K
99%
$25,418590renewed2026-04-21
M-20035Ironclad Market & SonsCOGeneral Auto Repairdirect$188.1K1.299$244.3K$241.9K$2.4K
99%
$11,635622renewed2026-04-21
M-20037Ironclad ApparelSCTax Prep Servicesiso$222.7K1.430$318.5K$208.1K$110.4K
65%
$1,642724slow pay2026-04-19
M-20005Crescent Painting PartnersVATax Prep Servicesdirect$432.9K1.379$596.9K$397.2K$199.7K
67%
$3,067705slow pay2026-04-19
M-20004Parkside SalonGAFull-Service Restaurantsdirect$472.5K1.405$663.9K$460.6K$203.3K
69%
$17,149540performing2026-04-21
M-20023North Star Hardware GroupCTPlumbing, HVAC Contractorsdirect$384.1K1.382$530.8K$366.9K$163.9K
69%
$2,788576delinquent2026-04-19
M-20014Metro Bakery Co.NJHome Centersiso$435K1.389$604.3K$402.1K$202.1K
67%
$2,977684slow pay2026-04-19
M-20012Parkside Pizzeria Co.LAGeneral Auto Repairiso$362.8K1.421$515.6K$510.4K$5.2K
99%
$3,939560renewed2026-04-19
M-20027Ironclad Wholesale Co.VAGrocery — Independentiso$214.2K1.317$282.1K$184.7K$97.4K
65%
$1,313870performing2026-04-19
M-20041Cross Apparel Co.ILBeauty Salonsiso$429.3K1.264$542.6K$428.7K$113.9K
79%
$2,958592slow pay2026-04-19
M-20008Boulevard Clinic Co.MAGrocery — Independentdirect$466.6K1.329$620.1K$468.4K$151.7K
76%
$15,613940performing2026-04-21
M-20016Stellar Spa & SonsUTCannabis-Adjacent Retaildirect$95.8K1.310$125.4K$124.2K$1.3K
99%
$5,454742renewed2026-04-21
M-20013Oak Painting HoldingsORFull-Service Restaurantsdirect$471K1.429$673.1K$607.5K$65.6K
90%
$4,074600performing2026-04-19
M-20058Capital Barber HoldingsPAFull-Service Restaurantsiso$442.5K1.283$567.8K$562.1K$5.7K
99%
$33,119760paid off2026-04-21
M-20042Pacific Express HoldingsILPlumbing, HVAC Contractorsiso$348.3K1.322$460.4K$424.7K$35.7K
92%
$13,155513slow pay2026-04-21
M-20017Diamond Bakery PartnersAZTax Prep Servicesdirect$374.5K1.335$500K$369.7K$130.3K
74%
$2,326560performing2026-04-19
M-20022North Star Boutique & SonsMAFull-Service Restaurantsdirect$210.1K1.229$258.2K$219.9K$38.3K
85%
$1,303714slow pay2026-04-19
M-20030Central ConstructionALLocal Freight Truckingdirect$122.7K1.318$161.8K$160.1K$1.6K
99%
$8,514720renewed2026-04-21
M-20010Harbor Jewelers HoldingsCTLimited-Service Restaurantsiso$154.2K1.321$203.6K$201.6K$2K
99%
$1,359490paid off2026-04-19
M-20047Urban Fitness Co.MDPlumbing, HVAC Contractorsdirect$153.9K1.229$189.1K$187.2K$1.9K
99%
$1,145870paid off2026-04-19
M-20001Phoenix Flowers & SonsILBeauty Salonsdirect$156.1K1.328$207.3K$188.2K$19.2K
91%
$4,789860performing2026-04-21
M-20043Evergreen Trucking & SonsCAGrocery — Independentiso$156.5K1.445$226.2K$224K$2.3K
99%
$2,0989720renewed2026-04-19
M-20003Harbor Barber HoldingsTNSporting Goodsiso$480.8K1.406$676.1K$669.3K$6.8K
99%
$3,672620paid off2026-04-19
M-20038Lakeside Apparel GroupOKLaw Firmsdirect$50.7K1.280$64.9K$64.3K$649
99%
$374684paid off2026-04-19
ATOM-01 · v1.4.2-demoRegion: US-EAST-1Runtime: Fluid Compute (Node 24)
Session: 02:14:0347 queries / 312ms avgMemory: 412 MB / 1 GB