ATOM // PORTFOLIO // M-20049
Pacific Barber LLC
Anthony Thomas · Indianapolis, IN · Limited-Service Restaurants
Status
performing
Advance
$264,799
Factor
1.333
Payback
$352,977
Collected
$124,747
Balance
$228,230
Term
249d · weekly
Paydown
Merchant Profile
Merchant IDM-20049
Channeldirect
FundedJan 20, 2026
Phone(882) 902-9362
Emailaccounts+49@example.com
NAICS722513
Industry riskstandard
Positions (active)2
Owner FICO689
Monthly revenue$682,134
DDI (health)87 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$31,006
ADB
$122,784
NSF 90d
1
Payment History
Every ACH pull · 88 days shownSuccess · 81Retrying · 3Returned · 4Collected $124,747 · Remaining $228,230
Communication Log
SMS · OUT
Payment reminder · $9,923 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $264,799
2026-01-20
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jan 20, 2026
SIGNED
Personal Guarantee
Jan 20, 2026
SIGNED
ACH Authorization
Jan 20, 2026
SIGNED
IN State Disclosure
Jan 20, 2026
SIGNED
UCC-1 filing receipt
Jan 20, 2026
SIGNED
Bank statements (90d)
Jan 20, 2026
SIGNED
Government ID
Jan 20, 2026
SIGNED
Voided check
Jan 20, 2026