ATOM // PORTFOLIO // M-20053
Riverside Construction Co.
Amanda Cohen · Hartford, CT · General Auto Repair
Status
paid off
Advance
$372,511
Factor
1.382
Payback
$514,810
Collected
$509,662
Balance
$5,148
Term
156d · weekly
Paydown
Merchant Profile
Merchant IDM-20053
Channeldirect
FundedNov 2, 2025
Phone(295) 584-9450
Emailaccounts+53@example.com
NAICS811111
Industry riskstandard
Positions (active)1
Owner FICO571
Monthly revenue$1,100,687
DDI (health)65 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$50,031
ADB
$198,124
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 99%. Pre-approved for $465,639 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $509,662 · Remaining $5,148
Communication Log
SMS · OUT
Payment reminder · $23,100 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $372,511
2025-11-02
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Nov 2, 2025
SIGNED
Personal Guarantee
Nov 2, 2025
SIGNED
ACH Authorization
Nov 2, 2025
SIGNED
CT State Disclosure
Nov 2, 2025
SIGNED
UCC-1 filing receipt
Nov 2, 2025
SIGNED
Bank statements (90d)
Nov 2, 2025
SIGNED
Government ID
Nov 2, 2025
SIGNED
Voided check
Nov 2, 2025