ATOM // PORTFOLIO // M-20031
Crescent Printing & Sons
Olivia Petrov · Duluth, MN · Commercial Construction
Status
performing
Advance
$49,776
Factor
1.361
Payback
$67,745
Collected
$63,910
Balance
$3,835
Term
159d · weekly
Paydown
Merchant Profile
Merchant IDM-20031
Channeliso
ISOISO-009
FundedNov 19, 2025
Phone(733) 539-8647
Emailaccounts+31@example.com
NAICS236220
Industry riskelevated
Positions (active)3
Owner FICO640
Monthly revenue$86,276
DDI (health)89 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$3,922
ADB
$15,530
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 94%. Pre-approved for $62,220 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $63,910 · Remaining $3,835
Communication Log
SMS · OUT
Payment reminder · $2,982 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $49,776
2025-11-19
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Nov 19, 2025
SIGNED
Personal Guarantee
Nov 19, 2025
SIGNED
ACH Authorization
Nov 19, 2025
SIGNED
MN State Disclosure
Nov 19, 2025
SIGNED
UCC-1 filing receipt
Nov 19, 2025
SIGNED
Bank statements (90d)
Nov 19, 2025
SIGNED
Government ID
Nov 19, 2025
SIGNED
Voided check
Nov 19, 2025