Status
slow pay
Advance
$429,261
Factor
1.264
Payback
$542,586
Collected
$428,684
Balance
$113,902
Term
262d · daily
Paydown
Merchant Profile
Merchant IDM-20041
Channeliso
ISOISO-007
FundedSep 23, 2025
Phone(244) 664-9239
Emailaccounts+41@example.com
NAICS812112
Industry riskstandard
Positions (active)2
Owner FICO601
Monthly revenue$1,522,334
DDI (health)59 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$69,197
ADB
$274,020
NSF 90d
1
⚡ Renewal opportunity detectedScore 69 / 100
Merchant has paid down 79%. Pre-approved for $536,576 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $428,684 · Remaining $113,902
Communication Log
SMS · OUT
Payment reminder · $2,958 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $429,261
2025-09-23
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Sep 23, 2025
SIGNED
Personal Guarantee
Sep 23, 2025
SIGNED
ACH Authorization
Sep 23, 2025
SIGNED
IL State Disclosure
Sep 23, 2025
SIGNED
UCC-1 filing receipt
Sep 23, 2025
SIGNED
Bank statements (90d)
Sep 23, 2025
SIGNED
Government ID
Sep 23, 2025
SIGNED
Voided check
Sep 23, 2025