Status
performing
Advance
$156,111
Factor
1.328
Payback
$207,315
Collected
$188,157
Balance
$19,158
Term
303d · weekly
Paydown
Merchant Profile
Merchant IDM-20001
Channeldirect
FundedJul 17, 2025
Phone(231) 339-4212
Emailaccounts+1@example.com
NAICS812112
Industry riskstandard
Positions (active)2
Owner FICO545
Monthly revenue$271,303
DDI (health)86 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$12,332
ADB
$48,835
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 91%. Pre-approved for $195,139 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $188,157 · Remaining $19,158
Communication Log
SMS · OUT
Payment reminder · $4,789 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $156,111
2025-07-17
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jul 17, 2025
SIGNED
Personal Guarantee
Jul 17, 2025
SIGNED
ACH Authorization
Jul 17, 2025
SIGNED
IL State Disclosure
Jul 17, 2025
SIGNED
UCC-1 filing receipt
Jul 17, 2025
SIGNED
Bank statements (90d)
Jul 17, 2025
SIGNED
Government ID
Jul 17, 2025
SIGNED
Voided check
Jul 17, 2025