Status
performing
Advance
$133,143
Factor
1.413
Payback
$188,131
Collected
$87,639
Balance
$100,492
Term
161d · daily
Paydown
Merchant Profile
Merchant IDM-20054
Channeldirect
FundedFeb 2, 2026
Phone(384) 702-3872
Emailaccounts+54@example.com
NAICS621111
Industry risklow
Positions (active)2
Owner FICO785
Monthly revenue$240,330
DDI (health)76 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$10,924
ADB
$43,259
NSF 90d
1
Payment History
Every ACH pull · 75 days shownSuccess · 70Retrying · 2Returned · 3Collected $87,639 · Remaining $100,492
Communication Log
SMS · OUT
Payment reminder · $1,669 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $133,143
2026-02-02
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Feb 2, 2026
SIGNED
Personal Guarantee
Feb 2, 2026
SIGNED
ACH Authorization
Feb 2, 2026
SIGNED
NC State Disclosure
Feb 2, 2026
SIGNED
UCC-1 filing receipt
Feb 2, 2026
SIGNED
Bank statements (90d)
Feb 2, 2026
SIGNED
Government ID
Feb 2, 2026
SIGNED
Voided check
Feb 2, 2026