ATOM // PORTFOLIO // M-20051
Pioneer Diner Group
Raj Harris · Rochester, NY · Full-Service Restaurants
Status
performing
Advance
$388,858
Factor
1.300
Payback
$505,515
Collected
$116,313
Balance
$389,202
Term
226d · daily
Paydown
Merchant Profile
Merchant IDM-20051
Channeldirect
FundedFeb 25, 2026
Phone(549) 229-3321
Emailaccounts+51@example.com
NAICS722511
Industry riskstandard
Positions (active)3
Owner FICO664
Monthly revenue$1,063,392
DDI (health)83 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$48,336
ADB
$191,411
NSF 90d
1
Payment History
Every ACH pull · 52 days shownSuccess · 49Retrying · 2Returned · 1Collected $116,313 · Remaining $389,202
Communication Log
SMS · OUT
Payment reminder · $3,195 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $388,858
2026-02-25
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Feb 25, 2026
SIGNED
Personal Guarantee
Feb 25, 2026
SIGNED
ACH Authorization
Feb 25, 2026
SIGNED
NY State Disclosure
Feb 25, 2026
SIGNED
UCC-1 filing receipt
Feb 25, 2026
SIGNED
Bank statements (90d)
Feb 25, 2026
SIGNED
Government ID
Feb 25, 2026
SIGNED
Voided check
Feb 25, 2026