K
Live
ACH: ONLINEPLAID: ONLINEUCC: SYNC 2h
>
USER: CC-01SYS OK
PORTFOLIO$12.47M 0.84%·DEPLOYED MTD$3.21M 1.12%·COLLECT RATE94.3% 0.20pp·DEFAULT RATE3.8% 0.15pp·AVG FACTOR1.34 0.01·APPROVAL RATE51.2% 1.80pp·PROSPECT DB46,208 412.00·UCC FEED47 STATES 0.00·ACH RETURN2.1% 0.10pp·RENEWAL $$842K 4.10%·ISO PIPE$6.4M 0.60%·DIRECT CAC$487 3.20%·LTV/CAC8.4x 0.30·DSCR AVG1.42 0.02·PLAID CONN1,204 18.00·PORTFOLIO$12.47M 0.84%·DEPLOYED MTD$3.21M 1.12%·COLLECT RATE94.3% 0.20pp·DEFAULT RATE3.8% 0.15pp·AVG FACTOR1.34 0.01·APPROVAL RATE51.2% 1.80pp·PROSPECT DB46,208 412.00·UCC FEED47 STATES 0.00·ACH RETURN2.1% 0.10pp·RENEWAL $$842K 4.10%·ISO PIPE$6.4M 0.60%·DIRECT CAC$487 3.20%·LTV/CAC8.4x 0.30·DSCR AVG1.42 0.02·PLAID CONN1,204 18.00·
ATOM // PORTFOLIO // M-20006

Harbor Sushi Co.

Thomas Nakamura · Chicago, IL · Beauty Salons
Status
performing
Advance
$26,691
Factor
1.209
Payback
$32,269
Collected
$2,145
Balance
$30,124
Term
331d · daily
Paydown
7%

Merchant Profile

Merchant IDM-20006
Channeliso
ISOISO-015
FundedMar 27, 2026
Phone(761) 840-5769
Emailaccounts+6@example.com
NAICS812112
Industry riskstandard
Positions (active)2
Owner FICO681
Monthly revenue$61,126
DDI (health)73 / 100

Deposit Health · 30 Day

Pulled via Plaid · continuous monitoring
Deposits 30d
68
Avg daily dep
$2,778
ADB
$11,003
NSF 90d
1

Payment History

Every ACH pull · 22 days shown
Success · 20Retrying · 1Returned · 1Collected $2,145 · Remaining $30,124

Communication Log

SMS · OUT
Payment reminder · $139 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS ·
Funded $26,691
2026-03-27

Documents & Audit Trail

Signed contracts, disclosures, statements
SIGNED
MCA Agreement · signed
Mar 27, 2026
SIGNED
Personal Guarantee
Mar 27, 2026
SIGNED
ACH Authorization
Mar 27, 2026
SIGNED
IL State Disclosure
Mar 27, 2026
SIGNED
UCC-1 filing receipt
Mar 27, 2026
SIGNED
Bank statements (90d)
Mar 27, 2026
SIGNED
Government ID
Mar 27, 2026
SIGNED
Voided check
Mar 27, 2026
ATOM-01 · v1.4.2-demoRegion: US-EAST-1Runtime: Fluid Compute (Node 24)
Session: 02:14:0347 queries / 312ms avgMemory: 412 MB / 1 GB