Status
paid off
Advance
$50,719
Factor
1.280
Payback
$64,920
Collected
$64,271
Balance
$649
Term
248d · daily
Paydown
Merchant Profile
Merchant IDM-20038
Channeldirect
FundedJun 29, 2025
Phone(892) 650-7900
Emailaccounts+38@example.com
NAICS541110
Industry risklow
Positions (active)3
Owner FICO657
Monthly revenue$120,287
DDI (health)68 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$5,468
ADB
$21,652
NSF 90d
3
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $64,271 · Remaining $649
Communication Log
SMS · OUT
Payment reminder · $374 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $50,719
2025-06-29
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jun 29, 2025
SIGNED
Personal Guarantee
Jun 29, 2025
SIGNED
ACH Authorization
Jun 29, 2025
SIGNED
OK State Disclosure
Jun 29, 2025
SIGNED
UCC-1 filing receipt
Jun 29, 2025
SIGNED
Bank statements (90d)
Jun 29, 2025
SIGNED
Government ID
Jun 29, 2025
SIGNED
Voided check
Jun 29, 2025