ATOM // PORTFOLIO // M-20010
Harbor Jewelers Holdings
Olivia Bennett · Bridgeport, CT · Limited-Service Restaurants
Status
paid off
Advance
$154,152
Factor
1.321
Payback
$203,635
Collected
$201,599
Balance
$2,036
Term
214d · daily
Paydown
Merchant Profile
Merchant IDM-20010
Channeliso
ISOISO-001
FundedAug 3, 2025
Phone(918) 975-8585
Emailaccounts+10@example.com
NAICS722513
Industry riskstandard
Positions (active)1
Owner FICO728
Monthly revenue$274,736
DDI (health)49 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$12,488
ADB
$49,452
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 99%. Pre-approved for $192,690 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $201,599 · Remaining $2,036
Communication Log
SMS · OUT
Payment reminder · $1,359 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $154,152
2025-08-03
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Aug 3, 2025
SIGNED
Personal Guarantee
Aug 3, 2025
SIGNED
ACH Authorization
Aug 3, 2025
SIGNED
CT State Disclosure
Aug 3, 2025
SIGNED
UCC-1 filing receipt
Aug 3, 2025
SIGNED
Bank statements (90d)
Aug 3, 2025
SIGNED
Government ID
Aug 3, 2025
SIGNED
Voided check
Aug 3, 2025