Status
performing
Advance
$278,511
Factor
1.396
Payback
$388,801
Collected
$348,924
Balance
$39,877
Term
195d · daily
Paydown
Merchant Profile
Merchant IDM-20040
Channeldirect
FundedOct 25, 2025
Phone(504) 792-8153
Emailaccounts+40@example.com
NAICS811111
Industry riskstandard
Positions (active)1
Owner FICO551
Monthly revenue$1,026,862
DDI (health)60 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$46,676
ADB
$184,835
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 90%. Pre-approved for $348,139 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $348,924 · Remaining $39,877
Communication Log
SMS · OUT
Payment reminder · $2,848 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $278,511
2025-10-25
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Oct 25, 2025
SIGNED
Personal Guarantee
Oct 25, 2025
SIGNED
ACH Authorization
Oct 25, 2025
SIGNED
IN State Disclosure
Oct 25, 2025
SIGNED
UCC-1 filing receipt
Oct 25, 2025
SIGNED
Bank statements (90d)
Oct 25, 2025
SIGNED
Government ID
Oct 25, 2025
SIGNED
Voided check
Oct 25, 2025