Status
performing
Advance
$159,336
Factor
1.218
Payback
$194,071
Collected
$94,779
Balance
$99,292
Term
258d · daily
Paydown
Merchant Profile
Merchant IDM-20055
Channeldirect
FundedDec 13, 2025
Phone(954) 431-8979
Emailaccounts+55@example.com
NAICS541110
Industry risklow
Positions (active)2
Owner FICO718
Monthly revenue$666,387
DDI (health)62 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$30,290
ADB
$119,950
NSF 90d
1
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $94,779 · Remaining $99,292
Communication Log
SMS · OUT
Payment reminder · $1,075 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $159,336
2025-12-13
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Dec 13, 2025
SIGNED
Personal Guarantee
Dec 13, 2025
SIGNED
ACH Authorization
Dec 13, 2025
SIGNED
OR State Disclosure
Dec 13, 2025
SIGNED
UCC-1 filing receipt
Dec 13, 2025
SIGNED
Bank statements (90d)
Dec 13, 2025
SIGNED
Government ID
Dec 13, 2025
SIGNED
Voided check
Dec 13, 2025