Status
performing
Advance
$281,719
Factor
1.382
Payback
$389,336
Collected
$57,748
Balance
$331,588
Term
209d · daily
Paydown
Merchant Profile
Merchant IDM-20034
Channeldirect
FundedMar 18, 2026
Phone(225) 976-5740
Emailaccounts+34@example.com
NAICS451110
Industry riskstandard
Positions (active)2
Owner FICO686
Monthly revenue$989,791
DDI (health)66 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$44,991
ADB
$178,162
NSF 90d
1
Payment History
Every ACH pull · 31 days shownSuccess · 29Retrying · 1Returned · 1Collected $57,748 · Remaining $331,588
Communication Log
SMS · OUT
Payment reminder · $2,661 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $281,719
2026-03-18
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Mar 18, 2026
SIGNED
Personal Guarantee
Mar 18, 2026
SIGNED
ACH Authorization
Mar 18, 2026
SIGNED
WA State Disclosure
Mar 18, 2026
SIGNED
UCC-1 filing receipt
Mar 18, 2026
SIGNED
Bank statements (90d)
Mar 18, 2026
SIGNED
Government ID
Mar 18, 2026
SIGNED
Voided check
Mar 18, 2026