Status
performing
Advance
$283,640
Factor
1.326
Payback
$376,107
Collected
$37,881
Balance
$338,226
Term
278d · daily
Paydown
Merchant Profile
Merchant IDM-20015
Channeldirect
FundedMar 21, 2026
Phone(249) 810-5019
Emailaccounts+15@example.com
NAICS812112
Industry riskstandard
Positions (active)1
Owner FICO663
Monthly revenue$598,107
DDI (health)90 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$27,187
ADB
$107,659
NSF 90d
1
Payment History
Every ACH pull · 28 days shownSuccess · 26Retrying · 1Returned · 1Collected $37,881 · Remaining $338,226
Communication Log
SMS · OUT
Payment reminder · $1,933 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $283,640
2026-03-21
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Mar 21, 2026
SIGNED
Personal Guarantee
Mar 21, 2026
SIGNED
ACH Authorization
Mar 21, 2026
SIGNED
VA State Disclosure
Mar 21, 2026
SIGNED
UCC-1 filing receipt
Mar 21, 2026
SIGNED
Bank statements (90d)
Mar 21, 2026
SIGNED
Government ID
Mar 21, 2026
SIGNED
Voided check
Mar 21, 2026