Status
performing
Advance
$212,922
Factor
1.363
Payback
$290,213
Collected
$37,095
Balance
$253,118
Term
266d · daily
Paydown
Merchant Profile
Merchant IDM-20024
Channeldirect
FundedMar 15, 2026
Phone(839) 376-2319
Emailaccounts+24@example.com
NAICS541110
Industry risklow
Positions (active)2
Owner FICO692
Monthly revenue$378,165
DDI (health)96 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$17,189
ADB
$68,070
NSF 90d
1
Payment History
Every ACH pull · 34 days shownSuccess · 32Retrying · 1Returned · 1Collected $37,095 · Remaining $253,118
Communication Log
SMS · OUT
Payment reminder · $1,559 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $212,922
2026-03-15
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Mar 15, 2026
SIGNED
Personal Guarantee
Mar 15, 2026
SIGNED
ACH Authorization
Mar 15, 2026
SIGNED
MO State Disclosure
Mar 15, 2026
SIGNED
UCC-1 filing receipt
Mar 15, 2026
SIGNED
Bank statements (90d)
Mar 15, 2026
SIGNED
Government ID
Mar 15, 2026
SIGNED
Voided check
Mar 15, 2026