ATOM // PORTFOLIO // M-20050
Village Market Partners
Patricia Brown · Cincinnati, OH · Fitness & Recreation
Status
performing
Advance
$43,512
Factor
1.372
Payback
$59,698
Collected
$15,261
Balance
$44,437
Term
266d · daily
Paydown
Merchant Profile
Merchant IDM-20050
Channeliso
ISOISO-003
FundedFeb 9, 2026
Phone(249) 284-2429
Emailaccounts+50@example.com
NAICS713940
Industry riskstandard
Positions (active)3
Owner FICO724
Monthly revenue$172,363
DDI (health)53 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$7,835
ADB
$31,025
NSF 90d
1
Payment History
Every ACH pull · 68 days shownSuccess · 63Retrying · 2Returned · 3Collected $15,261 · Remaining $44,437
Communication Log
SMS · OUT
Payment reminder · $321 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $43,512
2026-02-09
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Feb 9, 2026
SIGNED
Personal Guarantee
Feb 9, 2026
SIGNED
ACH Authorization
Feb 9, 2026
SIGNED
OH State Disclosure
Feb 9, 2026
SIGNED
UCC-1 filing receipt
Feb 9, 2026
SIGNED
Bank statements (90d)
Feb 9, 2026
SIGNED
Government ID
Feb 9, 2026
SIGNED
Voided check
Feb 9, 2026