ATOM // PORTFOLIO // M-20056

Pacific Painting Inc.

Ezra Ivanov · Fort Worth, TX · Tax Prep Services

Status

performing

Advance

$186,060

Factor

1.448

Payback

$269,415

Collected

$30,289

Balance

$239,126

Term

169d · weekly

Paydown

11%

Merchant Profile

Merchant IDM-20056

Channeldirect

FundedMar 30, 2026

Phone(279) 311-7717

Emailaccounts+56@example.com

NAICS541213

Industry risklow

Positions (active)2

Owner FICO694

Monthly revenue$366,836

DDI (health)94 / 100

Deposit Health · 30 Day

Pulled via Plaid · continuous monitoring

Deposits 30d

Avg daily dep

$16,674

ADB

$66,030

NSF 90d

Payment History

Every ACH pull · 19 days shown

Success · 17Retrying · 1Returned · 1Collected $30,289 · Remaining $239,126

Communication Log

SMS · OUT

Payment reminder · $11,159 tomorrow

2026-04-17 14:20

EMAIL · OUT

Statement · April 2026 · PDF attached

2026-04-01 08:00

CALL · IN

Merchant confirmed bank update

2026-03-28 11:04

EMAIL · IN

Re: renewal offer — requested terms

2026-03-15 16:42

SYS · —

Funded $186,060

2026-03-30

Documents & Audit Trail

Signed contracts, disclosures, statements

SIGNED

MCA Agreement · signed

Mar 30, 2026

SIGNED

Personal Guarantee

Mar 30, 2026

SIGNED

ACH Authorization

Mar 30, 2026

SIGNED

TX State Disclosure

Mar 30, 2026

SIGNED

UCC-1 filing receipt

Mar 30, 2026

SIGNED

Bank statements (90d)

Mar 30, 2026

SIGNED

Government ID

Mar 30, 2026

SIGNED

Voided check

Mar 30, 2026