Status
performing
Advance
$472,548
Factor
1.405
Payback
$663,930
Collected
$460,586
Balance
$203,344
Term
271d · weekly
Paydown
Merchant Profile
Merchant IDM-20004
Channeldirect
FundedOct 12, 2025
Phone(693) 864-2251
Emailaccounts+4@example.com
NAICS722511
Industry riskstandard
Positions (active)3
Owner FICO667
Monthly revenue$1,432,105
DDI (health)54 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$65,096
ADB
$257,779
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 69%. Pre-approved for $590,685 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $460,586 · Remaining $203,344
Communication Log
SMS · OUT
Payment reminder · $17,149 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $472,548
2025-10-12
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Oct 12, 2025
SIGNED
Personal Guarantee
Oct 12, 2025
SIGNED
ACH Authorization
Oct 12, 2025
SIGNED
GA State Disclosure
Oct 12, 2025
SIGNED
UCC-1 filing receipt
Oct 12, 2025
SIGNED
Bank statements (90d)
Oct 12, 2025
SIGNED
Government ID
Oct 12, 2025
SIGNED
Voided check
Oct 12, 2025