Status
performing
Advance
$317,302
Factor
1.226
Payback
$389,012
Collected
$61,101
Balance
$327,911
Term
191d · daily
Paydown
Merchant Profile
Merchant IDM-20039
Channeldirect
FundedMar 19, 2026
Phone(531) 772-1888
Emailaccounts+39@example.com
NAICS621111
Industry risklow
Positions (active)2
Owner FICO607
Monthly revenue$1,070,440
DDI (health)92 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$48,656
ADB
$192,679
NSF 90d
1
Payment History
Every ACH pull · 30 days shownSuccess · 27Retrying · 1Returned · 2Collected $61,101 · Remaining $327,911
Communication Log
SMS · OUT
Payment reminder · $2,910 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $317,302
2026-03-19
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Mar 19, 2026
SIGNED
Personal Guarantee
Mar 19, 2026
SIGNED
ACH Authorization
Mar 19, 2026
SIGNED
MD State Disclosure
Mar 19, 2026
SIGNED
UCC-1 filing receipt
Mar 19, 2026
SIGNED
Bank statements (90d)
Mar 19, 2026
SIGNED
Government ID
Mar 19, 2026
SIGNED
Voided check
Mar 19, 2026