ATOM // PORTFOLIO // M-20058
Capital Barber Holdings
Aisha Thomas · Erie, PA · Full-Service Restaurants
Status
paid off
Advance
$442,521
Factor
1.283
Payback
$567,754
Collected
$562,076
Balance
$5,678
Term
120d · weekly
Paydown
Merchant Profile
Merchant IDM-20058
Channeliso
ISOISO-006
FundedSep 7, 2025
Phone(940) 632-2368
Emailaccounts+58@example.com
NAICS722511
Industry riskstandard
Positions (active)2
Owner FICO674
Monthly revenue$1,301,618
DDI (health)76 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$59,164
ADB
$234,291
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 99%. Pre-approved for $553,151 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $562,076 · Remaining $5,678
Communication Log
SMS · OUT
Payment reminder · $33,119 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $442,521
2025-09-07
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Sep 7, 2025
SIGNED
Personal Guarantee
Sep 7, 2025
SIGNED
ACH Authorization
Sep 7, 2025
SIGNED
PA State Disclosure
Sep 7, 2025
SIGNED
UCC-1 filing receipt
Sep 7, 2025
SIGNED
Bank statements (90d)
Sep 7, 2025
SIGNED
Government ID
Sep 7, 2025
SIGNED
Voided check
Sep 7, 2025