Status
performing
Advance
$402,176
Factor
1.433
Payback
$576,318
Collected
$198,800
Balance
$377,518
Term
287d · daily
Paydown
Merchant Profile
Merchant IDM-20021
Channeldirect
FundedJan 9, 2026
Phone(389) 566-6967
Emailaccounts+21@example.com
NAICS541213
Industry risklow
Positions (active)3
Owner FICO615
Monthly revenue$618,498
DDI (health)75 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$28,114
ADB
$111,330
NSF 90d
1
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $198,800 · Remaining $377,518
Communication Log
SMS · OUT
Payment reminder · $2,869 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $402,176
2026-01-09
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jan 9, 2026
SIGNED
Personal Guarantee
Jan 9, 2026
SIGNED
ACH Authorization
Jan 9, 2026
SIGNED
NJ State Disclosure
Jan 9, 2026
SIGNED
UCC-1 filing receipt
Jan 9, 2026
SIGNED
Bank statements (90d)
Jan 9, 2026
SIGNED
Government ID
Jan 9, 2026
SIGNED
Voided check
Jan 9, 2026