ATOM // PORTFOLIO // M-20045
Maple Diner Partners
Jennifer Okafor · Joliet, IL · Full-Service Restaurants
Status
renewed
Advance
$473,622
Factor
1.288
Payback
$610,025
Collected
$603,925
Balance
$6,100
Term
168d · weekly
Paydown
Merchant Profile
Merchant IDM-20045
Channeliso
ISOISO-012
FundedOct 22, 2025
Phone(892) 783-3101
Emailaccounts+45@example.com
NAICS722511
Industry riskstandard
Positions (active)1
Owner FICO562
Monthly revenue$1,384,837
DDI (health)59 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$62,947
ADB
$249,271
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 99%. Pre-approved for $592,028 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $603,925 · Remaining $6,100
Communication Log
SMS · OUT
Payment reminder · $25,418 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $473,622
2025-10-22
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Oct 22, 2025
SIGNED
Personal Guarantee
Oct 22, 2025
SIGNED
ACH Authorization
Oct 22, 2025
SIGNED
IL State Disclosure
Oct 22, 2025
SIGNED
UCC-1 filing receipt
Oct 22, 2025
SIGNED
Bank statements (90d)
Oct 22, 2025
SIGNED
Government ID
Oct 22, 2025
SIGNED
Voided check
Oct 22, 2025