Status
performing
Advance
$491,417
Factor
1.254
Payback
$616,237
Collected
$454,842
Balance
$161,395
Term
210d · weekly
Paydown
Merchant Profile
Merchant IDM-20044
Channeliso
ISOISO-006
FundedNov 14, 2025
Phone(933) 266-5606
Emailaccounts+44@example.com
NAICS444110
Industry riskstandard
Positions (active)1
Owner FICO766
Monthly revenue$839,424
DDI (health)82 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$38,156
ADB
$151,096
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 74%. Pre-approved for $614,271 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $454,842 · Remaining $161,395
Communication Log
SMS · OUT
Payment reminder · $20,541 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $491,417
2025-11-14
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Nov 14, 2025
SIGNED
Personal Guarantee
Nov 14, 2025
SIGNED
ACH Authorization
Nov 14, 2025
SIGNED
TN State Disclosure
Nov 14, 2025
SIGNED
UCC-1 filing receipt
Nov 14, 2025
SIGNED
Bank statements (90d)
Nov 14, 2025
SIGNED
Government ID
Nov 14, 2025
SIGNED
Voided check
Nov 14, 2025