ATOM // PORTFOLIO // M-20002
North Star Barber Inc.
Priya Bennett · Chesapeake, VA · Local Freight Trucking
Status
performing
Advance
$473,918
Factor
1.370
Payback
$649,268
Collected
$250,595
Balance
$398,673
Term
285d · weekly
Paydown
Merchant Profile
Merchant IDM-20002
Channeliso
ISOISO-010
FundedDec 29, 2025
Phone(234) 747-9292
Emailaccounts+2@example.com
NAICS484110
Industry riskelevated
Positions (active)3
Owner FICO704
Monthly revenue$1,887,933
DDI (health)51 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$85,815
ADB
$339,828
NSF 90d
1
Payment History
Every ACH pull · 90 days shownSuccess · 83Retrying · 3Returned · 4Collected $250,595 · Remaining $398,673
Communication Log
SMS · OUT
Payment reminder · $15,947 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $473,918
2025-12-29
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Dec 29, 2025
SIGNED
Personal Guarantee
Dec 29, 2025
SIGNED
ACH Authorization
Dec 29, 2025
SIGNED
VA State Disclosure
Dec 29, 2025
SIGNED
UCC-1 filing receipt
Dec 29, 2025
SIGNED
Bank statements (90d)
Dec 29, 2025
SIGNED
Government ID
Dec 29, 2025
SIGNED
Voided check
Dec 29, 2025