Status
renewed
Advance
$95,751
Factor
1.310
Payback
$125,434
Collected
$124,180
Balance
$1,254
Term
161d · weekly
Paydown
Merchant Profile
Merchant IDM-20016
Channeldirect
FundedSep 18, 2025
Phone(635) 756-3700
Emailaccounts+16@example.com
NAICS339999
Industry riskhigh
Positions (active)1
Owner FICO699
Monthly revenue$174,404
DDI (health)74 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$7,927
ADB
$31,393
NSF 90d
1
⚡ Renewal opportunity detectedScore 84 / 100
Merchant has paid down 99%. Pre-approved for $119,689 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $124,180 · Remaining $1,254
Communication Log
SMS · OUT
Payment reminder · $5,454 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $95,751
2025-09-18
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Sep 18, 2025
SIGNED
Personal Guarantee
Sep 18, 2025
SIGNED
ACH Authorization
Sep 18, 2025
SIGNED
UT State Disclosure
Sep 18, 2025
SIGNED
UCC-1 filing receipt
Sep 18, 2025
SIGNED
Bank statements (90d)
Sep 18, 2025
SIGNED
Government ID
Sep 18, 2025
SIGNED
Voided check
Sep 18, 2025