Status
performing
Advance
$127,745
Factor
1.398
Payback
$178,588
Collected
$154,104
Balance
$24,484
Term
124d · daily
Paydown
Merchant Profile
Merchant IDM-20032
Channeliso
ISOISO-009
FundedJan 1, 2026
Phone(725) 658-3483
Emailaccounts+32@example.com
NAICS811111
Industry riskstandard
Positions (active)2
Owner FICO583
Monthly revenue$507,933
DDI (health)61 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$23,088
ADB
$91,428
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 86%. Pre-approved for $159,681 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 83Retrying · 3Returned · 4Collected $154,104 · Remaining $24,484
Communication Log
SMS · OUT
Payment reminder · $2,057 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $127,745
2026-01-01
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jan 1, 2026
SIGNED
Personal Guarantee
Jan 1, 2026
SIGNED
ACH Authorization
Jan 1, 2026
SIGNED
PA State Disclosure
Jan 1, 2026
SIGNED
UCC-1 filing receipt
Jan 1, 2026
SIGNED
Bank statements (90d)
Jan 1, 2026
SIGNED
Government ID
Jan 1, 2026
SIGNED
Voided check
Jan 1, 2026