Status
slow pay
Advance
$148,329
Factor
1.279
Payback
$189,713
Collected
$111,516
Balance
$78,197
Term
279d · daily
Paydown
Merchant Profile
Merchant IDM-20019
Channeldirect
FundedNov 5, 2025
Phone(328) 459-1878
Emailaccounts+19@example.com
NAICS541213
Industry risklow
Positions (active)2
Owner FICO774
Monthly revenue$578,165
DDI (health)76 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$26,280
ADB
$104,070
NSF 90d
1
Payment History
Every ACH pull · 90 days shownSuccess · 83Retrying · 3Returned · 4Collected $111,516 · Remaining $78,197
Communication Log
SMS · OUT
Payment reminder · $971 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $148,329
2025-11-05
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Nov 5, 2025
SIGNED
Personal Guarantee
Nov 5, 2025
SIGNED
ACH Authorization
Nov 5, 2025
SIGNED
MD State Disclosure
Nov 5, 2025
SIGNED
UCC-1 filing receipt
Nov 5, 2025
SIGNED
Bank statements (90d)
Nov 5, 2025
SIGNED
Government ID
Nov 5, 2025
SIGNED
Voided check
Nov 5, 2025