ATOM // PORTFOLIO // M-20008
Boulevard Clinic Co.
James Sanders · Springfield, MA · Grocery — Independent
Status
performing
Advance
$466,567
Factor
1.329
Payback
$620,068
Collected
$468,397
Balance
$151,671
Term
278d · weekly
Paydown
Merchant Profile
Merchant IDM-20008
Channeldirect
FundedSep 20, 2025
Phone(778) 971-3856
Emailaccounts+8@example.com
NAICS445110
Industry riskstandard
Positions (active)1
Owner FICO556
Monthly revenue$1,607,307
DDI (health)94 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$73,059
ADB
$289,315
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 76%. Pre-approved for $583,209 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $468,397 · Remaining $151,671
Communication Log
SMS · OUT
Payment reminder · $15,613 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $466,567
2025-09-20
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Sep 20, 2025
SIGNED
Personal Guarantee
Sep 20, 2025
SIGNED
ACH Authorization
Sep 20, 2025
SIGNED
MA State Disclosure
Sep 20, 2025
SIGNED
UCC-1 filing receipt
Sep 20, 2025
SIGNED
Bank statements (90d)
Sep 20, 2025
SIGNED
Government ID
Sep 20, 2025
SIGNED
Voided check
Sep 20, 2025