Status
performing
Advance
$98,725
Factor
1.397
Payback
$137,919
Collected
$5,629
Balance
$132,290
Term
343d · daily
Paydown
Merchant Profile
Merchant IDM-20025
Channeldirect
FundedApr 4, 2026
Phone(577) 750-9525
Emailaccounts+25@example.com
NAICS621111
Industry risklow
Positions (active)2
Owner FICO705
Monthly revenue$273,240
DDI (health)64 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$12,420
ADB
$49,183
NSF 90d
1
Payment History
Every ACH pull · 13 days shownSuccess · 12Retrying · 0Returned · 1Collected $5,629 · Remaining $132,290
Communication Log
SMS · OUT
Payment reminder · $574 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $98,725
2026-04-04
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Apr 4, 2026
SIGNED
Personal Guarantee
Apr 4, 2026
SIGNED
ACH Authorization
Apr 4, 2026
SIGNED
TX State Disclosure
Apr 4, 2026
SIGNED
UCC-1 filing receipt
Apr 4, 2026
SIGNED
Bank statements (90d)
Apr 4, 2026
SIGNED
Government ID
Apr 4, 2026
SIGNED
Voided check
Apr 4, 2026