Status
slow pay
Advance
$435,026
Factor
1.389
Payback
$604,251
Collected
$402,139
Balance
$202,112
Term
290d · daily
Paydown
Merchant Profile
Merchant IDM-20014
Channeliso
ISOISO-013
FundedOct 7, 2025
Phone(672) 740-4838
Emailaccounts+14@example.com
NAICS444110
Industry riskstandard
Positions (active)1
Owner FICO725
Monthly revenue$1,262,733
DDI (health)68 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$57,397
ADB
$227,292
NSF 90d
3
Payment History
Every ACH pull · 90 days shownSuccess · 83Retrying · 3Returned · 4Collected $402,139 · Remaining $202,112
Communication Log
SMS · OUT
Payment reminder · $2,977 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $435,026
2025-10-07
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Oct 7, 2025
SIGNED
Personal Guarantee
Oct 7, 2025
SIGNED
ACH Authorization
Oct 7, 2025
SIGNED
NJ State Disclosure
Oct 7, 2025
SIGNED
UCC-1 filing receipt
Oct 7, 2025
SIGNED
Bank statements (90d)
Oct 7, 2025
SIGNED
Government ID
Oct 7, 2025
SIGNED
Voided check
Oct 7, 2025