Status
performing
Advance
$374,496
Factor
1.335
Payback
$499,952
Collected
$369,671
Balance
$130,281
Term
307d · daily
Paydown
Merchant Profile
Merchant IDM-20017
Channeldirect
FundedSep 3, 2025
Phone(878) 739-6640
Emailaccounts+17@example.com
NAICS541213
Industry risklow
Positions (active)1
Owner FICO603
Monthly revenue$1,567,080
DDI (health)56 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$71,231
ADB
$282,074
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 74%. Pre-approved for $468,120 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $369,671 · Remaining $130,281
Communication Log
SMS · OUT
Payment reminder · $2,326 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $374,496
2025-09-03
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Sep 3, 2025
SIGNED
Personal Guarantee
Sep 3, 2025
SIGNED
ACH Authorization
Sep 3, 2025
SIGNED
AZ State Disclosure
Sep 3, 2025
SIGNED
UCC-1 filing receipt
Sep 3, 2025
SIGNED
Bank statements (90d)
Sep 3, 2025
SIGNED
Government ID
Sep 3, 2025
SIGNED
Voided check
Sep 3, 2025