ATOM // PORTFOLIO // M-20000
Crescent Market Partners
Christopher Patel · Los Angeles, CA · Cannabis-Adjacent Retail
Status
performing
Advance
$354,029
Factor
1.321
Payback
$467,672
Collected
$163,793
Balance
$303,879
Term
217d · daily
Paydown
Merchant Profile
Merchant IDM-20000
Channeldirect
FundedFeb 1, 2026
Phone(490) 434-5812
Emailaccounts+0@example.com
NAICS339999
Industry riskhigh
Positions (active)1
Owner FICO785
Monthly revenue$767,655
DDI (health)92 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$34,893
ADB
$138,178
NSF 90d
1
Payment History
Every ACH pull · 76 days shownSuccess · 69Retrying · 3Returned · 4Collected $163,793 · Remaining $303,879
Communication Log
SMS · OUT
Payment reminder · $3,079 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $354,029
2026-02-01
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Feb 1, 2026
SIGNED
Personal Guarantee
Feb 1, 2026
SIGNED
ACH Authorization
Feb 1, 2026
SIGNED
CA State Disclosure
Feb 1, 2026
SIGNED
UCC-1 filing receipt
Feb 1, 2026
SIGNED
Bank statements (90d)
Feb 1, 2026
SIGNED
Government ID
Feb 1, 2026
SIGNED
Voided check
Feb 1, 2026