Status
paid off
Advance
$480,842
Factor
1.406
Payback
$676,064
Collected
$669,303
Balance
$6,761
Term
263d · daily
Paydown
Merchant Profile
Merchant IDM-20003
Channeliso
ISOISO-008
FundedJul 1, 2025
Phone(971) 646-8408
Emailaccounts+3@example.com
NAICS451110
Industry riskstandard
Positions (active)2
Owner FICO725
Monthly revenue$1,437,516
DDI (health)62 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$65,342
ADB
$258,753
NSF 90d
1
⚡ Renewal opportunity detectedScore 100 / 100
Merchant has paid down 99%. Pre-approved for $601,053 at factor 1.32.
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $669,303 · Remaining $6,761
Communication Log
SMS · OUT
Payment reminder · $3,672 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $480,842
2025-07-01
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jul 1, 2025
SIGNED
Personal Guarantee
Jul 1, 2025
SIGNED
ACH Authorization
Jul 1, 2025
SIGNED
TN State Disclosure
Jul 1, 2025
SIGNED
UCC-1 filing receipt
Jul 1, 2025
SIGNED
Bank statements (90d)
Jul 1, 2025
SIGNED
Government ID
Jul 1, 2025
SIGNED
Voided check
Jul 1, 2025