ATOM // PORTFOLIO // M-20046
Summit Construction Group
Angela Okafor · Cleveland, OH · Tax Prep Services
Status
slow pay
Advance
$124,225
Factor
1.387
Payback
$172,300
Collected
$104,833
Balance
$67,467
Term
166d · daily
Paydown
Merchant Profile
Merchant IDM-20046
Channeldirect
FundedJan 7, 2026
Phone(708) 797-5905
Emailaccounts+46@example.com
NAICS541213
Industry risklow
Positions (active)1
Owner FICO783
Monthly revenue$439,048
DDI (health)61 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$19,957
ADB
$79,029
NSF 90d
1
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $104,833 · Remaining $67,467
Communication Log
SMS · OUT
Payment reminder · $1,483 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $124,225
2026-01-07
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Jan 7, 2026
SIGNED
Personal Guarantee
Jan 7, 2026
SIGNED
ACH Authorization
Jan 7, 2026
SIGNED
OH State Disclosure
Jan 7, 2026
SIGNED
UCC-1 filing receipt
Jan 7, 2026
SIGNED
Bank statements (90d)
Jan 7, 2026
SIGNED
Government ID
Jan 7, 2026
SIGNED
Voided check
Jan 7, 2026