ATOM // PORTFOLIO // M-20009
Anchor Electric & Sons
Kevin Abbas · Mobile, AL · Cannabis-Adjacent Retail
Status
slow pay
Advance
$124,858
Factor
1.444
Payback
$180,295
Collected
$115,082
Balance
$65,213
Term
188d · daily
Paydown
Merchant Profile
Merchant IDM-20009
Channeldirect
FundedDec 19, 2025
Phone(581) 311-7502
Emailaccounts+9@example.com
NAICS339999
Industry riskhigh
Positions (active)2
Owner FICO680
Monthly revenue$373,140
DDI (health)92 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$16,961
ADB
$67,165
NSF 90d
3
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 3Returned · 3Collected $115,082 · Remaining $65,213
Communication Log
SMS · OUT
Payment reminder · $1,370 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $124,858
2025-12-19
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Dec 19, 2025
SIGNED
Personal Guarantee
Dec 19, 2025
SIGNED
ACH Authorization
Dec 19, 2025
SIGNED
AL State Disclosure
Dec 19, 2025
SIGNED
UCC-1 filing receipt
Dec 19, 2025
SIGNED
Bank statements (90d)
Dec 19, 2025
SIGNED
Government ID
Dec 19, 2025
SIGNED
Voided check
Dec 19, 2025