ATOM // PORTFOLIO // M-20005
Crescent Painting Partners
DeShawn Patel · Norfolk, VA · Tax Prep Services
Status
slow pay
Advance
$432,861
Factor
1.379
Payback
$596,915
Collected
$397,228
Balance
$199,687
Term
278d · daily
Paydown
Merchant Profile
Merchant IDM-20005
Channeldirect
FundedOct 15, 2025
Phone(638) 582-5730
Emailaccounts+5@example.com
NAICS541213
Industry risklow
Positions (active)1
Owner FICO602
Monthly revenue$1,162,320
DDI (health)70 / 100
Deposit Health · 30 Day
Pulled via Plaid · continuous monitoringDeposits 30d
68
Avg daily dep
$52,833
ADB
$209,218
NSF 90d
3
Payment History
Every ACH pull · 90 days shownSuccess · 84Retrying · 2Returned · 4Collected $397,228 · Remaining $199,687
Communication Log
SMS · OUT
Payment reminder · $3,067 tomorrow
2026-04-17 14:20
EMAIL · OUT
Statement · April 2026 · PDF attached
2026-04-01 08:00
CALL · IN
Merchant confirmed bank update
2026-03-28 11:04
EMAIL · IN
Re: renewal offer — requested terms
2026-03-15 16:42
SYS · —
Funded $432,861
2025-10-15
Documents & Audit Trail
Signed contracts, disclosures, statementsSIGNED
MCA Agreement · signed
Oct 15, 2025
SIGNED
Personal Guarantee
Oct 15, 2025
SIGNED
ACH Authorization
Oct 15, 2025
SIGNED
VA State Disclosure
Oct 15, 2025
SIGNED
UCC-1 filing receipt
Oct 15, 2025
SIGNED
Bank statements (90d)
Oct 15, 2025
SIGNED
Government ID
Oct 15, 2025
SIGNED
Voided check
Oct 15, 2025